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  • PayAny Glossary
ProductPolicies & Compliance·2 min read·Updated 2026-09-15

PayAny Glossary

The words PayAny uses on screen, in the order you meet them.

Balance
What you hold in one currency inside your PayAny account. One line per currency.
Available
The part of a balance you can withdraw or exchange right now.
On its way
Money from a pending deposit or exchange that has not settled yet. It can be moved before it settles.
Deposit
Money coming into your balance: a bank transfer to your deposit account, or cash at an office.
Deposit account
A bank account in your name that PayAny sets up for receiving one currency.
Deposit link
A one-off public link that lets someone pay into your account without an account of their own.
Share My Account
A permanent public link that shows a payer your deposit account and takes their receipt.
Proof
The receipt or screenshot of a transfer, uploaded so the desk can match it.
Withdrawal
Money leaving your balance to a beneficiary’s bank account or as cash at an office.
Beneficiary
A saved recipient: a bank account, with the name as it appears at the bank.
Whitelist delay
The hours a newly-added beneficiary waits before it can receive funds. You set it, 0–24.
Collector
The person who collects a cash withdrawal at an office, named on the order.
Voucher
The QR code for a cash deposit or a cash collection. Staff scan it to open the order.
Office
A PayAny cash desk. Each has an address, local opening hours and the currencies it handles.
Exchange
Converting money you hold from one currency to another inside your account, at the rate PayAny quotes.
Reference rate
The rate shown to visitors who are not signed in. An account is quoted its own rate.
Rail
The settlement route a currency runs on. Where a currency has more than one, it is shown after the currency, for example XOF (Senegal).
Fund password
A separate 6-digit password asked for when you submit a withdrawal.
Two-factor authentication
A one-time code from an authenticator app or your mobile, asked for on top of your password.
Anti-phishing code
A word you choose that appears in every official PayAny email.
In review
A person is checking the order before it is paid.
Order number
The reference on every order. Quote it when you contact support.
Statement
A daily or monthly account statement with every order number, exportable.

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More in Policies & Compliance

  • ComplianceWho Operates PayAny, and Under Which Licences?
  • ProductWhat Are PayAny’s Fees and Limits?
  • ProductHow Long Does Each Step Take?
  • ProductWhat Does Each Order Status Mean?
  • ComplianceHow Do I Raise a Complaint or Dispute an Order?
  • ComplianceHow Does PayAny Handle Anti-Money Laundering and Sanctions?
  • ComplianceHow Do I Recognise Official PayAny Channels?

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